Together with Klarna, the Multitronic webshop offers you the possibility to pay for your purchase by installments. In the shopping cart, you can choose the option to pay by installments as well as a payment plan. There you can also see the monthly installment amount. Please note that the installment option is only available if you order directly from the webshop or if you have ordered your products to be picked up at the Multitronic store in Vaasa.
Information on payment by installments through Klarna
- You can make purchases up to 3 000 euros. (The minimum installment amount on small purchases is 9 euros/month.) You can pay the entire remaining credit amount at any point during the installment period.
- When you choose payment by installments, you need to complete a credit application before the order can be confirmed. If your application is denied, you can return to step 2 in the shopping cart and choose another method of payment.
- Klarna Oy will send you an account agreement by post if it's the first time the customer is granted credit by Klarna or if the customer hasn't shopped with Klarna for some time. In other cases, the agreement is sent via e-mail to the e-mail address the debtor has provided in conjunction with the purchase.
- Over 18 years old
- Living in Finland and registered in the Finnish Population Register Centre
- No disturbance payments
• Purhases below 100 euro. 22% interest. Minimum payment 9 euro / month.
The loan period
For payment by installment, the customer’s social security number and annual gross income is to be included.
The effective interest on purchases of 1 000 € with 0% interest for 12 months is presently 14.73 %. Your application will require a normal credit check, which means that Klarna will order a credit report.
The effective interest on purchases of 1 000 € on basic terms and calculated according to the guiding principles in the Consumer Protection Act is presently 34.64%. For example, if you make a purchase for 1 000 € and you pay the credit in 12 months, the total cost will be 1 175.92 €.
If you have any questions, please contact Klarna Oy at 010-666 6300. You can also send an e-mail to email@example.com.